Checking & Certificate of Deposit (CD) Accounts

Checking and Investment Accounts¹

 

CHECKING ACCOUNTS

Standard Checking

  • $100.00 minimum balance to open
  • $5.00 monthly service charge
  • No per check charge

Traditional Checking

  • $500.00 minimum balance to open
  • $7.00 monthly service charge
  • $.15 posted debit item
  • $500.00 minimum balance to avoid charge

Preferred Checking

  • $1,000.00 minimum balance to open
  • Interest bearing account
  • $10.00 monthly service charge
  • $.15 posted debit item
  • $1,000.00 minimum balance to avoid charge
 

INVESTMENT ACCOUNTS

Classic Money Market

  • $1,500.00 minimum balance to open
  • Interest bearing account
  • $15.00 monthly service charge
  • $1,500.00 minimum balance to avoid charge
  • This is a limited withdrawal account with penalty for excessive withdrawals

Traditional Savings Account

  • $300.00 balance to open
  • Interest bearing account
  • $10.00 quarterly service charge
  • $300.00 minimum balance to avoid service charge
  • This is a limited withdrawal account with penalty for excessive withdrawals
  • $2.00 excess debit fee (more than 6 per quarter)

Certificates of Deposit

  • $1,000.00 balance to open
  • May be purchased for terms from 30 days to 60 months
  • Contact your personal banker to discuss current interest rates

Individual Retirement Accounts (IRA)

  • $1,000.00 balance to open
  • May be purchased for terms from 6 months to 60 months
  • Contact your personal banker to discuss current interest rates
 

LOANS AND LINES OF CREDIT²

Home Equity Credit Lines:

Home improvement, vacation, wedding, or college expenses; we can provide a convenient home equity credit line to meet these needs.

Residential Interim Construction:

If your dream is to have a home built, we can provide the financing to accomplish it.

Residential Lot Loans:

Found the perfect lot, but not yet ready to build? See us for financing.

Vehicle Financing:

Whether purchasing a new or used vehicle, we can provide simple and affordable financing.

Mortgages:

Whether you are buying a new home or refinancing your existing home, we can help.

 

¹ Please refer to the account terms, conditions, and agreement for a complete description of these accounts.
² Credit approval required